Hip Hop has grown to be a very powerful resource
Article by Tola Ajayi
EDUCATION. EMPOWERMENT. ENCOURAGE…
Hip Hop can be utilized as a powerful resource to reach and educate young people about the importance of homeownership in AmericaIn response to the current billion dollar mortgage and foreclosure crisis throughout the United States, a few years ago the Hip Hop Summit Action Network (HSAN),real estate and mortgage leaders announced the “Get Your House Right!” financial empowerment and home ownership readiness national tour initiative; targeting Black and Latino youth between the ages 19 to 35, at a press. It was recognized by this time that it’s tough not to get trapped in the Real Estate turmoil.According to the Center for Responsible Lending, back then foreclosures soared 75 percent nationally, and the trend continues today. As a result of foreclosure, African Americans have lost well over billion with much more projected. Latinos will lose over billion. Overall, people of color and others will lose more than 0 billion if effective solutions are not implemented.The Hip Hop Summit Action Network noted that they believe homeownership is the greatest route to wealth building in this country, and the greatest defense against the tide of impending foreclosures is knowledge and empowerment – starting from the earliest ages.A recent event in Boston put together by Ethnic Online, Verizon and a Host of other sponsors dug into the “meat and potatoes” of Entrepreneurship and accountability and true Empowerement.
The programs in the past did create some momentum such as; The “Get Your House Right!” campaign which was set up to operate as an aggressive expansion program of HSAN’s “Get Your Money Right!” successful financial empowerment summits that have traveled throughout the United States and Canada over the last four years.The “Get Your House Right!” tour schedule included consumer workshops, home buyer pavilions, and an advisory panel of industry experts offering home ownership tools, providing “real deal” recommendations, tips and counseling, and demystifying the map for the road to successful homeownership and real estate investment.
There is no doubt that “Hip Hop can be utilized as a powerful resource to reach and educate young people about the importance of homeownership in America,” said HSAN Executive Director Valeisha Butterfield, 30, whose statement was echoed at the press conference by among other partners, Lori Gibbs, vice president, Affordable Housing and Industry Affairs, Genworth Financial; Maria Kong, CEO of the National Association of Real Estate Brokers (NAREB), the oldest and largest African American real estate trade organization; Tim Sandos, CEO of National Association of Hispanic Real Estate Professionals (NAHREP), and Lynn Richardson, chair of the HSAN Home Ownership Advisory Council.
“Homeownership provides a legacy of wealth creation that can be passed on from one generation to the next,” said Lori Jones Gibbs, vice president of affordable housing and industry affairs at Genworth Mortgage Insurance.”But today’s mortgage crisis is something that we’re all faced with,” said Russell Simmons, CEO, Rush Communications, a pioneer for the financial stability of many young people and co-founder of HSAN with Dr. Benjamin Chavis. “With people having to struggle with just understanding their credit, this is something that is necessary. Unfortunately, young people are not taught financial literacy in school and the previous generation hasn’t had access or the education either” echoes Mr. Simmons. Many times [in underserved communities], parents don’t know and can’t pass down the information to their children. The program focuses on [ages] 18 to 35 as a part of the core, and they come out and listen different artist speak. Hip Hop can educate the younger generation about financing and investing.”The “Get Your House Right!” homeownership tour kicked off in Atlanta, Georgia, in mid October 2008. In addition to Atlanta, the tour made stops in Houston; Chicago; Charlotte, N.C.; Cleveland; Baltimore; Richmond, Va.; and St. Louis and Other cities.Each event featured “Get Your House Right” Workshops, Panel discussions and testimonials and HSAN’s partner companies will offer free information, reports and advice, access to financial tools and ownership readiness information to participants who are ready to get on the road toward home ownership. HipHopRealEstate.com with it’s parent company HHRE GROUP is now contributing as a licensed real estate brokerage firm with entertainment connections to take the efforts to another level and leveraging the availability in the market to expose new opportunities to those in the hip hop culture and young entrepreneurs.They have recently established a working non profit to get more real estate agents involved as well as community centers to create a mechanism to invigorate excitement about home ownership.
HSAN is the largest, worldwide non-profit coalition of Hip-Hop artists and entertainment industry executives united in the belief that hip hop is an agent for positive social change.Contributions from Guest Post information By Bernice Elizabeth Green, Our Time Press, 17 September 2008. Contact HHRE GROUP will be donating a percentage of RealEstate Commissions to these efforts. Contact HHRE GROUP for collaborations and affiliate programs to get involved with future efforts. email: info@hhregroup.info
About the Author
tola ajayi is a writer by trade and he enjoys writing on a wide range of topics
Question by waterinpool: I have C.P and under went hip replacement, would I benefit from a power tilt on a power chair. Medicare has?
denied it twice. If anyone thinks I would benefit from a power tilt on a power chair. What do I and my provider need to do now?
Best answer:
Answer by chiliswoman
The rules for chairs have gotten very very strict. It is no longer an issue of just benefit, but of survival. Power tilts are very rarely approved anymore unless you cannot move and need to be able to raise your feet above your heart.
My guess is your doctor needs to write a more compelling medical need statement that what he/she has.
Know better? Leave your own answer in the comments!
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